Car insurance
Car insurance is a type insurance policy that financially protects car owners against financial losses due to unforeseen circumstances such as accidents, theft, or damage to the vehicle It also provides cover against liabilities that could arise from incidents in a vehicle.
Types
Full car insurance:
It covers damages to your vehicle from incidents theft, fire, vandalism, natural disasters, and collisions irrespective of who is at fault. In addition, it also covers damages to other people's vehicles or property, and medical expenses of other parties if you're at fault in an accident.
TPI:
It covers damages incurred by other individuals or properties, due to an accident caused by the insured. However, it doesn't cover personal injury or damage to the policyholder vehicle.