Health insurance is a policy that covers medical and sometimes dental expenses. It pays for the insured's hospitalization, prescribed medications, and preventive care, based on the premiums paid by the policyholder.
Types
Individual
t typically covers medical expenses like hospitalization, prescription medications, and preventive care. The cost, coverage, and service can vary based on the plan chosen by the individual.
Family
Family health insurance is a singular policy covering healthcare costs for all members of a family. It includes services such as check-ups, hospitalization, and medication, serving as a cost-effective alternative to multiple individual policies. Plan details may vary.
Housemaid
Housemaid health insurance is a policy that covers medical expenses of domestic helpers, protecting employers from high costs while taking care of the helper's health needs. Coverage specifics vary by provider.
Group
Group health insurance is a plan offered by employers or organizations to cover healthcare costs of their members or employees, providing similar benefits to all at lower costs due to shared risk. Specifics can vary per plan.